In this day and age, you just can’t have your money not working for you. Each year, inflation will eat up your savings, and you will lose more and more. So – make your money viable and put it to work! Ultimately, you have been working hard to get them so they can do the same for you!

If you want to invest in something, you have three options. You can choose bonds from the government, which are the safe investments you will probably never lose on (depending on where you live). Another option is stocks – if you are more of a traditional investor who buys assets on stock exchanges and trades them for money. It’s the most common way of understanding what it means to invest your money.

Finally, a new way of approaching investment is to trade digital currencies and invest in the stock exchange counterpart – the crypto exchange. Digital currency is one of the asset classes that may not be as straightforward as all the others. Still, it’s growing, and plenty of crypto millionaires may not have had this chance in the regular markets. It may not look as prestigious as the London Stock Exchange or New York Stock Exchange, but let us tell you – trading crypto can sometimes be the answer you were looking for.

So, let us dive into the differences between investing in stocks and cryptocurrency. We will leave out the bonds as it’s not a hazardous activity that could be compared to those two. Let’s dive in!

Let’s start with the volatility of those markets. It means – how likely it is for a market to drastically change, leaving you high and dry…or extremely rich. If you are a great trader, you can ride the waves of volatility and gain a lot of money. Of course, sometimes it goes better, sometimes worse, but in the end – it’s a risk factor that must be considered. So, let’s see how both markets function.

Cryptocurrencies

Starting with cryptocurrencies, there is a lot of talk about how dangerous those markets are. Well, how do things play out in reality?  Nicole Lapin from Forbes says it perfectly:

“This question brings up something we often forget with cryptocurrency: it isn’t intrinsically valuable. There isn’t gold or diamonds or anything backing up crypto’s value. At no point did the U.S. Treasury say, “Yes, any time someone wants to bring us Bitcoin, we will give them X number of dollar bills from our reserves.” Not all die-hard crypto fans would agree, but there is an argument that crypto’s value only comes from how much people are willing to trade for it—in goods, other cryptocurrencies, or in dollars.”

So – no oversight, no intrinsic value, and it can crash day in, day out. Compared to your stock portfolio backed by companies creating real-life products, the government will surely take some action if Amazon or Apple crashes, like in the case of the banking crisis in 2008.

But – it does not mean that the publicly traded companies are safe and sound. We will get to that later in this article. Nevertheless, the short-span fluctuations of new regulations that change the game altogether make the uncertainty of those markets something intrinsic to them. You can use it to your advantage or be sad about it.

Stocks

On the other side of things, we have the stocks department. Those have lower volatility, but it does not mean they are safe. As we have mentioned, the volatility of the traditional markets is more secure thanks to the giant companies behind them, who, with public trading, get a lot of oversight. How do we measure the risk factor, though? As the Forbes contributors state :

“The VIX—also known as the “fear index”—is the most well-known measure of stock market volatility. It gauges investors’ expectations about the movement of stock prices over the next 30 days based on S&P 500 options trading. The VIX charts how much traders expect S&P 500 prices to change, up or down, in the next month.”

If you have a lot of insight into the stock market, you can pretty safely get some profit each year. Expecting a few to a dozen percentage points on some safe stocks will be reasonable. The GameStop  stock situation, where some underperforming stocks suddenly get lots of traction, is not to be expected frequently.

Verdict

So, which one is better? The honest answer is – none. It depends on what you are trying to do, how much stress you are willing to take, and if the crypto prices are not getting too much to your head. The higher volatility of crypto markets can take you simultaneously from rags to riches within a day and from a prince to a beggar.

On the flip side, we have the equity markets of the stock exchange, where you can’t expect high returns immediately, but you can bet that you will get a lot of long-term investments fulfilled. Those are less speculative investments, but can certainly be an excellent security. If a stock rises, it will increase a few dozen percentage points within a few years. Crypto investors, on the other hand, can count on a sudden rise of a few hundred percentage points, but the same when it comes to falls. So, we are on the fence in the battle – cryptocurrency vs stocks!

Next, we have the earnings potential of the stock and crypto markets. Whether you are into digital assets or more stock trading, both crypto exchanges and regular markets provide you with some quality investment potential. Of course, some are better than others, and with so many investors choosing both, we have to agree that each market has its own quality. So, let’s find out how much you can get from crypto trading and stocks.

Cryptocurrencies

Starting with crypto, there is a lot to gain with these coins. Only this year, Bitcoin cost everything from 40,000 to 50,000 dollars . So, a lot of growth potential, and that’s only with the steady period of Bitcoin’s development. We all remember the sudden jump from a few hundred dollars in the 2010s to dozens of thousands in 2020-2021.

So, as you can see, the earning potential is there for sure. The Statista shows that the:

• Revenue in the cryptocurrency market is projected to reach US$51.5 billion in 2024.

• Revenue is expected to show an annual growth rate (CAGR 2024-2028) of 8.62%, resulting in a projected total of US$71.7bn by 2028.

So, it’s undoubtedly here to stay if you want to earn money. The Spectator’s Matthew Lynn argues that Bitcoin's bounce back after the surge in 2022 proved that the critics of the decentralized markets were wrong once more.

Stocks

On the other hand, we have stock investors who are crazy about some good ol’ long-term investments. The benefits of holding stock still prove to be profitable – “Looking back at stock market returns since the 1920s, individuals have rarely lost money investing in the S&P 500 for 20 years.”

The stocks are often considered a risk-free or low-risk investment if you are counting on the big guys. For example, the major stocks, like Apple (which grew 40% last year) , Microsoft (62% growth) , or Amazon (62% growth) , are usually safe bets that you will not lose your money.

If you’d invested one hundred dollars in Microsoft at the beginning of last year, you would still have around 50% growth even with double-digit inflation. The stock price is connected to the corporate earnings, so institutional investors prefer this financial system. On the flip side, we all remember the first stock exchange crisis and Black Tuesday  that left millions without jobs. Nevertheless, we’d say that there would be more help from the government these days, though, so a similar crash is rather unlikely.

Verdict

In the end, both concepts are great for different things. The crypto markets are more volatile, but they also allow earning much more within the short term. You must remember that as fast as you earn your money, you are also prone to lose it, so be careful about approaching the topic. Keep your smart contracts, well, bright.

On the other hand, the stock exchange is a much less volatile market, but the returns are not astronomical. The fantasy still lives in the crypto market, and stock is the hard reality. If you want to influence the stock’s price, you must work on those stocks. Promote them and make sure that the company is doing well. That’s the best indicator of the potential of your investment. Digital assets are digital; stocks are in the real world.

Which one is better – it’s totally up to you and your needs. If you want to get something more long-term – go for stocks. If you need something right here, the cryptocurrency assets is where you should leave your money at.

Next up, we have the regulations aspect. Similarly to all the previous ones, whether you are into crypto investments or want your stock-based financial instruments to work for you, you will need a different approach, especially if you consider regulations a big part of your plan. Whether we like it or not, we live in a world governed by rules, so every investment needs some regulations to clarify the field. In this part of our clash, we will go over whether or not these investments are total of regulations that will protect or stutter you. Let’s dive in.

Cryptocurrencies

Starting with the cryptocurrencies. And, to be honest, it’s a tricky thing to talk about. Here, you can’t say that there are a lot of regulations or little to none, as it all depends on how you play this game. For example, you can be totally off the grid, not care about the legal requirements in your country (definitely don’t recommend that), and just do as you please. Well, that scenario is full of traps, as you will quickly conclude that you may be, indeed, a pirate on the crypto markets. Still, you will have to transfer this information to the public domain, as you can’t buy bread with Ethereum (at least it’s not that easy).

But, some regulations depend on the country. The European Union is preparing a big pack of regulations regarding crypto markets that is supposed to be finalized by December 2024. The situation is similar when it comes to US regulations. Virtual currencies can be used off the grid, but the clash with the regular markets is still inevitable. So, if you want to work in those spaces, you need to know that the glory days may be over, and more and more regulations will pop up each day of the week.

Stocks

On the other hand, we have the stock market, which is highly regulated by the Securities and Exchange Commission. One poor move and, if you are not rich enough, you will get thrown in jail. So, if you want to play this game and sell securities and stocks, you need to be aware of all the potential issues that will come your way. It’s highly taxed in some countries, especially capital gains, from 15-20% PIT in Europe and the US. So, there is little wiggle room if you want free-roaming investing. On the other hand, there are fewer problems when it comes to proving your point in the courts. And if you get scammed, a whole army of laws keeps you safe.

Verdict

In the end – it’s all about your approach to it. The decentralized markets are more decentralized, while the stock markets are more secure. The asset class of the stock market will surely be great for those with lower risk tolerance. With the lack of regulations, the cryptocurrency market will protect investors and give them much more wiggle room when it comes to taking care of their business. For those interested in portfolio management, crypto is more fun, with the price volatility and everything, but it’s more scary if something goes wrong.

So, which one is better? Well, we can’t say. Whether it’s a digital asset in blockchain technology, fiat currencies trading, or stock investment – there are plenty of considerations to include if you want to become fluent in those markets. To each their own – as the saying goes. Crypto traders and stock investors often do the same thing but in different forms. 

Stock represents power in the real world. It’s like the S-class, luxurious, spacious, and classic. Crypto assets are the new sports car you can brag about and show everyone how fast it can go. Which investment vehicle is the right one for you depends on your situation. Some will prefer steady growth, and some will have a more fun approach and lots of potential in trading.

The choice is yours in the end. You can opt for significant risk and significant reward, or traditional investments with the company’s assets. Established companies will instead not fall, but they will not suddenly get ten times bigger. Volatile assets, on the other hand, can make you lose everything but gain the same in the process. We recommend researching and finding in your heart – which is the right choice for you!

So, now that we are all safe and sound, let’s talk about ways to safely acquire some coins! There are plenty of ways to accomplish that task, but there is no better, more secure, and more anonymous than Crypto Vouchers at RoyalCDKeys. With those, you can quickly get your coins with no issues, no flagging your account with crypto-related activity, only the quality product itself.

How does it work? Well, it simply adds the number of coins you want to buy as a gift card that you can redeem in your digital wallet. You can keep it or transfer those coins any time you like.

But why would I do that? – you may ask. Well, in this day and age, it seems to be that everything is getting more and more advanced; we are having less and less privacy. So, if you want to keep your investments anonymous for various reasons, getting a Crypto Voucher is the best way to do so. The operation on RoyalCDKeys will only be flagged as a gift card purchase, and in no way, shape, or form will it be connected to the crypto world. Let’s see how you can get your digital currency with no problems.

Getting a Crypto Gift Card Step-by-Step

• Create or log in to your RoyalCDKeys account; 

• Buy a Crypto Voucher for the coin of your choosing;

• Next, go to Cryptovoucher.io;

• Click “Redeem”;

• Enter the code you have just purchased;

• The number of coins you are gifted will be transferred to your cryptocurrency wallet or the gift recipient.

You must only remember to redeem this gift card within 180 days, as it will not be in use anymore after that. Just make sure that market timing is right.